Capital Line Funding Group

Lot Loans for Residential Properties

Lot Loans on Properties $1 Million and Above

A lot loan is one in which a loan is made on a finished piece of property. Lots may normally be found within cities or municipalities. Finished lots have such amenities such as roads at the lot line, utilities in place and or plumbed to the site. Such amenities differentiate a lot from raw land.

The lot will normally have at least one utility available from the street. The lot should be in basic harmony with the neighborhood in which located. If city sewer and water hood-up are available at the lot line, a construction permit would not be allow one to install a septic tank.

Lot Loan Program

Location: California / Hawaii
Minimum Loan Amount: $1 Million
Loan Term: 2- year fixed term
Loan Type: Fixed Interest Rate, may be interest only or amortized
Normally receives loan as one-time-disbursement
Loan Program: Purchase or Refinance to construct owner-occupied primary orr secondary residence
Maximum Loan-to-Value (LTV): 50%

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Capital Line Funding | (858) 452-2845 | License #00808579

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